Ground-up construction
For experienced builders pursuing teardown and new-home opportunities.
New constructionBay Area private real estate lending
Capital that sees
the whole project.
Flexible business-purpose financing for local builders and real estate investors — grounded in the property, the plan and the Bay Area market.
01Local market focus02Project-aware review03Direct communication
Purpose-built for Bay Area real estate
Ground-upAddition & renovationFix & flipBridge
A different kind of lender
National capital can be broad.
Local judgment goes deeper.
Bay Area projects rarely fit a generic checklist. Buildability, construction scope, comparable sales and the exit strategy all depend on local context.
Ultraspeed is designed around that reality — focused, practical and close to the work.
Loan programs
Financing for the way
real projects move.
Program details are tailored to each transaction and remain subject to underwriting, due diligence and the applicable lending structure.
Addition + renovation
For projects unlocking value through additions, ADUs and substantial improvements.
Value creationFix & Flip
Acquisition and improvement capital for a defined value-add plan and sale.
Acquire + improveBridge financing
Short-term capital for timing gaps, competitive acquisitions and transitions.
Move with confidenceWho we serve
Built for people who understand the asset.
Our conversations start with your role, your plan and what the property can become.
See our approachBuilders
Ground-up and teardown projects shaped by a clear construction plan.
Real estate investors
Acquisition, renovation and resale strategies with a defined path to value.
Bridge borrowers
Time-sensitive business-purpose opportunities where structure matters.
Agents & brokers
A local financing resource for clients pursuing non-conventional assets.
Why Ultraspeed
A closer look at
what makes the deal work.
We bring the property, business plan and local market into one practical credit conversation.
City-level pricing, planning realities and neighborhood demand shape every project.
Scope, budget, comparables and after-repair value stay central to the review.
Direct questions, practical communication and a process grounded in the transaction.
Our market
Bay Area focus.
Block-by-block perspective.
Serving business-purpose real estate opportunities across Santa Clara, San Mateo, Alameda and San Francisco counties.
Los AltosCupertinoWillow GlenWoodsidePalo AltoSan Jose